VCBank and its investors own a 90 per cent interest in the WestHaven at Vinings property in Atlanta, Georgia, USA. The property is a garden and town home-style apartment community located 12 miles northwest of downtown Atlanta. It comprises 610 units built to a grade ‘A’ standard, with a superior amenity package. The property has been paying investors quarterly distributions in line with the expected annual cash return of 8.5 per cent. However, returns were temporarily affected during the second half of fiscal 2020 due to the impact of COVID-19 on occupancy levels and defaults.